{"id":1422,"date":"2025-04-08T08:40:54","date_gmt":"2025-04-08T08:40:54","guid":{"rendered":"https:\/\/cobertia.cat\/?page_id=1422"},"modified":"2025-05-07T13:03:57","modified_gmt":"2025-05-07T11:03:57","slug":"seguros-accidente-laboral","status":"publish","type":"page","link":"https:\/\/cobertia.cat\/es\/assegurances\/empreses-autonoms\/assegurances-accident-laboral\/","title":{"rendered":"Seguros de Accidente Laboral"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1422\" class=\"elementor elementor-1422\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9e6a412 e-con-full e-flex e-con e-parent\" data-id=\"9e6a412\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6c3ba07 e-con-full e-flex e-con e-child\" data-id=\"6c3ba07\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6eb3773 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"6eb3773\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Protecci\u00f3n para tus equipos frente a cualquier imprevisto<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f1c85d3 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"f1c85d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-470fbe8 elementor-widget elementor-widget-heading\" data-id=\"470fbe8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfPor qu\u00e9 contratar un seguro de accidentes colectivos?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2036e3 elementor-widget elementor-widget-icon-box\" data-id=\"b2036e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tVentajas de contratar tu seguro de hogar con una corredur\u00eda experta\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-304e6aa elementor-widget elementor-widget-text-editor\" data-id=\"304e6aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"\" data-start=\"473\" data-end=\"875\">Los accidentes pueden ocurrir en cualquier momento, dentro o fuera del puesto de trabajo. Un seguro de accidentes colectivos ofrece cobertura econ\u00f3mica y asistencial a las personas que forman parte de tu empresa frente a lesiones, invalideces o defunciones causadas por un accidente. Adem\u00e1s, es un seguro muy valorado por el personal y puede ser exigido por convenios colectivos o contratos con terceros.<\/p><p data-start=\"877\" data-end=\"1033\">En Cobertia te ayudamos a definir una p\u00f3liza adaptada al n\u00famero de trabajadores, la actividad, los riesgos asociados y el nivel de cobertura que desees ofrecer.<\/p><h4 data-start=\"877\" data-end=\"1033\">\u00a0<\/h4><h4 data-start=\"877\" data-end=\"1033\"><strong data-start=\"1196\" data-end=\"1251\">\u00bfQu\u00e9 incluye un seguro colectivo de accidentes?<\/strong><\/h4><p>\u00a0<\/p><ul><li data-start=\"1255\" data-end=\"1296\">Indemnizaci\u00f3n por fallecimiento accidental<\/li><li data-start=\"1299\" data-end=\"1353\">Cobertura por invalidez permanente total o parcial<\/li><li data-start=\"1356\" data-end=\"1403\">Asistencia m\u00e9dica y hospitalaria inmediata<\/li><li data-start=\"1406\" data-end=\"1470\">Gastos de adaptaci\u00f3n (pr\u00f3tesis, rehabilitaci\u00f3n, traslados\u2026)<\/li><li data-start=\"1473\" data-end=\"1496\">Gastos funerarios<\/li><li data-start=\"1499\" data-end=\"1542\">Renta temporal o diaria por incapacidad<\/li><li data-start=\"1545\" data-end=\"1596\">Asistencia 24h, dentro y fuera del \u00e1mbito laboral<\/li><\/ul><h4 data-start=\"1745\" data-end=\"1791\"><strong data-start=\"1752\" data-end=\"1791\">Modalidades y coberturas adicionales<\/strong><\/h4><p>\u00a0<\/p><ul><li data-start=\"1795\" data-end=\"1873\">P\u00f3lizas colectivas para empresas, asociaciones o colegios profesionales<\/li><li data-start=\"1876\" data-end=\"1980\">Seguro de accidentes obligatorio seg\u00fan convenio (por sectores como la construcci\u00f3n, limpieza o educaci\u00f3n)<\/li><li data-start=\"1983\" data-end=\"2042\">Coberturas ampliadas en viajes o fuera de jornada laboral<\/li><li data-start=\"2045\" data-end=\"2113\">Personalizaci\u00f3n seg\u00fan cargos, responsabilidades o niveles de riesgo<\/li><li data-start=\"2116\" data-end=\"2170\">Integraci\u00f3n con otras p\u00f3lizas (vida, RC, salud, etc.)<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>El seguro colectivo de accidentes para empresas que vela por la seguridad de tu equipo.<\/p>","protected":false},"author":1,"featured_media":1270,"parent":1258,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"enabled","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1422","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/cobertia.cat\/es\/wp-json\/wp\/v2\/pages\/1422","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cobertia.cat\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cobertia.cat\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cobertia.cat\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cobertia.cat\/es\/wp-json\/wp\/v2\/comments?post=1422"}],"version-history":[{"count":84,"href":"https:\/\/cobertia.cat\/es\/wp-json\/wp\/v2\/pages\/1422\/revisions"}],"predecessor-version":[{"id":4345,"href":"https:\/\/cobertia.cat\/es\/wp-json\/wp\/v2\/pages\/1422\/revisions\/4345"}],"up":[{"embeddable":true,"href":"https:\/\/cobertia.cat\/es\/wp-json\/wp\/v2\/pages\/1258"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cobertia.cat\/es\/wp-json\/wp\/v2\/media\/1270"}],"wp:attachment":[{"href":"https:\/\/cobertia.cat\/es\/wp-json\/wp\/v2\/media?parent=1422"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}